For me, its always about the people and technology - harnessing the entrepreneurial and excellence mentality of our employees. They are the ones to drive the growth of the business and help build a bank that can deliver on its mandate to shareholders, to exporters and indeed to develop the Nigerian economy. The Covid-19 pandemic has shown that bringing technology to learning is the way to go and the NEXIM Academy will focus on delivering high quality courses that will improve the skills of our employees across all levels. This is just the beginning. More and more courses will follow suit. From technical to personal development, we will use this academy to empower our staff.